{
  "clientId": "CLIENT-001",
  "clientDetails": {
    "name": {
      "firstName": "Drew",
      "lastName": "User",
      "salutation": "",
      "nickname": "Drew"
    },
    "address": {
      "street": "123 Example Street",
      "city": "Philadelphia",
      "stateProvince": "PA",
      "postalCode": "12345",
      "country": "USA"
    },
    "contact": {
      "phoneNumbers": ["123-456-7890"],
      "emails": ["example@example.com"]
    },
    "education": "University",
    "dateOfBirth": "1982-08-16",
    "maritalStatus": "Married",
    "nationality": ""
  },
  "relatedParties": [
    {
      "name": {
        "firstName": "Karen",
        "lastName": "User"
      },
      "relationship": "Spouse",
      "dateOfBirth": "",
      "contact": {
        "phoneNumbers": [],
        "emails": []
      }
    },
    {
      "name": {
        "firstName": "Sophia",
        "lastName": ""
      },
      "relationship": "Daughter",
      "dateOfBirth": "",
      "contact": {
        "phoneNumbers": [],
        "emails": []
      }
    },
    {
      "name": {
        "firstName": "Liam",
        "lastName": ""
      },
      "relationship": "Son",
      "dateOfBirth": "",
      "contact": {
        "phoneNumbers": [],
        "emails": []
      }
    }
  ],
  "financialSummary": {
    "totalBalance": {
      "currency": "USD",
      "amount": 450000
    },
    "annualIncome": {
      "currency": "USD",
      "amount": 500000
    },
    "householdIncome": {
      "currency": "USD",
      "amount": 950000
    },
    "annualBonus": {
        "currency": "USD",
        "amount": 100000
    },
    "InvestmentAccountDetails": [
      {
        "accountId": "BROKERAGE-ACCT-001",
        "accountType": "Brokerage Account",
        "currency": "USD",
        "balance": 150000,
        "isManagedProduct": false,
        "feesInBasisPoints": 0
      }
    ],
    "BankingAccountDetails": [
      {
        "accountId": "PREMIUM-CHK-001",
        "accountType": "Premium Checking",
        "bankName": "Financial Institution",
        "currency": "USD",
        "currentBalance": 500000,
        "availableBalance": 500000
      }
    ],
    "LoanAccountDetails": []
  },
  "InvestmentPortfolio": {
    "ytd_return": 0.47,
    "positions": [
      {
        "accountId": "BROKERAGE-ACCT-001",
        "assetId": "ACME-001",
        "assetType": "Stock",
        "symbol": "ACME",
        "quantity": 10000,
        "currentPrice": {
          "currency": "USD",
          "amount": 150
        },
        "purchasePrice": {
          "currency": "USD",
          "amount": 150
        },        
        "marketValue": {
          "currency": "USD",
          "amount": 1500000
        }
      },
      {
        "accountId": "BROKERAGE-ACCT-001",
        "assetId": "GOOGL-001",
        "assetType": "Stock",
        "class": "class A",
        "symbol": "GOOGL",
        "quantity": 10000,
        "currentPrice": {
          "currency": "USD",
          "amount": 100
        },
        "purchasePrice": {
          "currency": "USD",
          "amount": 100
        },
        "marketValue": {
          "currency": "USD",
          "amount": 1000000
        }
      }
    ],
    "cashHoldings": []
  },
  "transactionsLast30Days": [
    {
      "transactionId": "TXN-001",
      "accountId": "PREMIUM-CHK-001",
      "accountCategory": "Cash & Equivalents",
      "date": "2025-08-14T00:00:00Z",
      "type": "Deposit",
      "description": "Unusually large cash deposit of $800,000, which may indicate a significant life event (e.g., inheritance, property sale).",
      "amount": {
        "currency": "USD",
        "amount": 800000
      },
      "status": "Completed",
      "relatedAssetId": ""
    }
  ],
  "interactions": {
    "loginDetails": [],
    "calls": [],
    "emails": []
  },
  "CommunicationPreferences": {
    "email": true,
    "phone": true,
    "mail": false,
    "sms": false,
    "AITonePreference": "Casual",
    "AgentAvatarPreference": null,
    "newsletterSubscription": true
  },
  "investmentProfile": {
    "riskTolerance": "Balanced Growth",
    "timeHorizon": "Long-term",
    "financialGoals": [
      "Retirement Planning",
      "Education Funding for children",
      "New Home Purchase"
    ],
    "liquidityNeeds": "Low",
    "investmentObjectives": [
      "Growth"
    ],
    "yearsOfExperience": {
      "equities": 10,
      "fixedIncome": 5,
      "options": 2,
      "margin": 0,
      "alts": 1,
      "mutualFunds": 8
    }
  },
  "pastAIAdvisorInteractions": [],
  "pipelineOpportunities": []
}