
# [Marriott bonvoy credit card](https://www.hdfcbank.com/personal/pay/cards/credit-cards/marriott-bonvoy-credit-card)

## Features
#### Reward Type
Reward Type
Marriott Bonvoy Points
#### Features
Features
* 1 Free Night Award on Joining fee realization
* 10 Elite Night Credits (ENCs) under the Marriott Bonvoy Program
* Complimentary Marriott Bonvoy Silver Elite Status
* Earn 8 Marriott Bonvoy Points per Rs. 150 spent at hotels participating in Marriott Bonvoy\*
* Earn 4 Marriott Bonvoy Points per Rs. 150 spent on travel, dining & entertainment\*
* Earn 2 Marriott Bonvoy Points per Rs. 150 spent on all other applicable purchases\*
* Complimentary Golf Access 2 per quarter across the world (Green Fee Waiver)
Marriott Bonvoy Points will not be accrued for the following non-core product features categories:
* Fuel
* Smart EMI / Dial an EMI transaction
* Wallet loads / Gift or Prepaid Card load/ Voucher purchase
* Cash Advances
* Payment of Outstanding Balances
* Payment of card fees and other charges
* Government related transactions & Rental transactions
\*[Click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Co-Brand/Marriott Co-Brand Credit card/Card-Benefit-Terms-Conditions-clean-HDFC-Bank-response.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Co-Brand/Marriott Co-Brand Credit card/Card-Benefit-Terms-Conditions-clean-HDFC-Bank-response.pdf") to view detailed Terms and Conditions
\*\*[Click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Co-Brand/Marriott Co-Brand Credit card/Golf-TC-Marriott.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Co-Brand/Marriott Co-Brand Credit card/Golf-TC-Marriott.pdf") to view detailed Terms and Conditions on Golf Lounge access
#### Additional Features
Additional Features
**Zero Lost card liability:** In the unfortunate event of losing your Marriott Bonvoy HDFC Bank Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit card.
**Foreign Currency Markup:** 3.5% on all your foreign currency spends
**Revolving Credit:** Enjoy Revolving Credit on your Marriott Bonvoy HDFC Bank Credit Card at nominal interest rate. Refer to the Fees and Charges section to know more.
#### Lounge Access
Lounge Access
* 12 Complimentary access within India (both at domestic and international terminals) using the Marriott Bonvoy HDFC Bank Credit Card each year
* 12 Complimentary access outside India using the Marriott Bonvoy HDFC Bank Credit Card each year​
View list of Domestic and International Lounges on [DCI travel tool app​](https://play.google.com/store/apps/details?id=com.dci.WebAppTest&pcampaignid=web_share "https://play.google.com/store/apps/details?id=com.dci.WebAppTest&pcampaignid=web_share")
#### Welcome Benefit
Welcome Benefit
1 Free Night Award on Joining fee realization (up to a value of 15,000 Marriott Bonvoy Points)
Complimentary Marriott Bonvoy Silver Elite Status
10 Elite Night Credits (ENCs) under the Marriott Bonvoy Program
For detailed Terms and Conditions [click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Co-Brand/Marriott Co-Brand Credit card/Card-Benefit-Terms-Conditions-clean-HDFC-Bank-response.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Co-Brand/Marriott Co-Brand Credit card/Card-Benefit-Terms-Conditions-clean-HDFC-Bank-response.pdf")
#### Milestone Benefit
Milestone Benefit
1 Free Night Award on Eligible Spend of INR 6 lakhs in an Anniversary Year
1 Free Night Award on Eligible Spend of INR 9 lakhs in an Anniversary Year
1 Free Night Award on Eligible Spend of INR 15 lakhs in an Anniversary Year
**Note:**
Each Free Night Award (valid for 12months) can be redeemed for a one-night stay, inclusive of room rate and applicable taxes, at hotels participating in Marriott Bonvoy with a redemption level up to 15,000 Marriott Bonvoy Points.
To know more about Milestone Benefit [click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Co-Brand/Marriott Co-Brand Credit card/Card-Benefit-Terms-Conditions-clean-HDFC-Bank-response.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Co-Brand/Marriott Co-Brand Credit card/Card-Benefit-Terms-Conditions-clean-HDFC-Bank-response.pdf")
#### Insurance/Comprehensive protection & Nominee details for Insurance
Insurance/Comprehensive protection & Nominee details for Insurance
1. Delay or loss of checked-in baggage cover of up to $250
2. Loss of travel documents cover of up to $250
3. Flight delay cover of up to $250
4. Air accidental cover of up to $12,500
5. Emergency medical expenses up to $18,750
6. Credit shield of up to INR100,000
7. Loss liability cover of up to INR100,000
[Click here](https://leads.hdfcbank.com/applications/webforms/apply/HDFC_NomineeDetails/Nominee.aspx?_ga=2.26251124.810244122.1556024278-537237991.1553082495 "https://leads.hdfcbank.com/applications/webforms/apply/HDFC_NomineeDetails/Nominee.aspx?_ga=2.26251124.810244122.1556024278-537237991.1553082495") to update your nominee details
[Click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Co-Brand/Marriott Co-Brand Credit card/Marriott-Bonvoy-HDFC-Bank-Final.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Co-Brand/Marriott Co-Brand Credit card/Marriott-Bonvoy-HDFC-Bank-Final.pdf") to know more about insurance details
#### Reward Point/CashBack Redemption & Validity
Reward Point/CashBack Redemption & Validity
**Reward Points Accrual**
Earn 8 Marriott Bonvoy Points per Rs. 150 spent at hotels participating in Marriott Bonvoy\*
Earn 4 Marriott Bonvoy Points per Rs. 150 spent on travel, dining & entertainment\*
Earn 2 Marriott Bonvoy Points per Rs. 150 spent on all other appliacble purchases\*
**Reward Points Redemption**
The cardholders can redeem their Marriott Bonvoy points to book a stay at properties participating in Marriott Bonvoy, Marriott Bonvoy Moments™ experiences, travel and more.
**Note:**
\*To view details on Terms and Conditions of all other spends [click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Co-Brand/Marriott Co-Brand Credit card/Card-Benefit-Terms-Conditions-clean-HDFC-Bank-response.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Co-Brand/Marriott Co-Brand Credit card/Card-Benefit-Terms-Conditions-clean-HDFC-Bank-response.pdf")
Marriott Bonvoy Points and Award Redemptions may not be exchanged or redeemed by a member for cash, prizes or credit.
Points posted as the result of a transfer or earned from the use of credit cards may not be redeemable for certain Award Redemptions.
To know more about Redemption and Validity of Marriott Bonvoy Points [click here](https://www.marriott.com/loyalty/terms/default.mi#redeem "https://www.marriott.com/loyalty/terms/default.mi#redeem")
#### Concierge
Concierge
Enjoy the exclusive Concierge Services on your Marriott Bonvoy HDFC Bank Credit Card. Customers can connect the concierge number from 9a.m-9p.m.
Toll Free: 18003093100 
Email: support@marriotthdfcbank.com
**HDFC Bank Customer Service**
24\*7 Helpline-
Toll Free: 1800 266 3310
Landline: 022-6171 7606 (For customers travelling overseas)
#### Smart EMI
Smart EMI
Marriott Bonvoy HDFC Bank Credit Card comes with an option to convert your big spends into EMI after purchase. To know more about Smart EMI [click here](/personal/borrow/loan-against-assets/smartemi "/personal/borrow/loan-against-assets/smartemi")
#### Contactless Payment
Contactless Payment
The Marriott Bonvoy HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient, and secure payments at retail outlets.
Please note that in India, payment through contactless mode is allowed for a maximum of Rs. 5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to Rs. 5000, the Card holder has to enter the Credit Card PIN for security reasons.
#### Important Links
Important Links
To know about the membership number associated with your Email ID, please [click here](https://www.marriott.com/lookUpMemberNumber.mi "https://www.marriott.com/lookUpMemberNumber.mi").
If you have two distinct Marriott Bonvoy Membership Numbers, please [click here](https://help.marriott.com/s/article/Article-22511 "https://help.marriott.com/s/article/Article-22511") to merge both of your Marriott Bonvoy Accounts. 
Customer can merge two membership IDs post 30 days. Post merging of accounts, all points/Qualifying night credits and other benefits will be transferred to the membership ID which customer decides to retain.
#### Card Activation
Card Activation
HDFC Bank Credit Card holders have to activate their Credit Cards within 30 days from Card Open Date, as per ‘Master Direction – Credit and Debit Card – Issuance and Conduct Directions, 2022’ dated April 21, 2022 realized by Reserve bank of India (RBI). In case the credit card is not activated within 30 days of card open date, grace period of 7 days will be given to activate the card with the below mentioned modes. End of 37th day card will be closed.
Kindly refer the [FAQ](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Co-Brand/Marriott Co-Brand Credit card/FAQs-Mariott.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Co-Brand/Marriott Co-Brand Credit card/FAQs-Mariott.pdf") to know the process of activating the card.
[FAQs](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Co-Brand/Marriott Co-Brand Credit card/FAQs-Mariott.pdf)

## Eligibility
**Marriott Bonvoy HDFC Bank Credit Card Eligibility:**
**Salaried Indian National:**
Age: Min 21 years & Max 60 Years
Gross Monthly Income> Rs 1,00,000
**Self Employed Indian National:**
Age: Min 21 years & Max 65 Years
Income: ITR > Rs 15 Lakhs per annum.
Please note that the eligibility criteria are subjective and at Bank’s sole discretion. This can be changed basis Bank’s internal Risk management policies.

## Fees and Charges
Joining/ Renewal Membership Fee of Rs. 3000 + Applicable Taxes.
[Click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Manage Your Credit Cards PDFs/MITC 1.64.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Manage Your Credit Cards PDFs/MITC 1.64.pdf") to view details of Fees and Charges on Marriott Bonvoy HDFC Bank Credit Card
Welcome Benefit of 1 Complimentary Night Award is applicable only after the joining fee is realized
