
# [Diners club black metal edition](https://www.hdfcbank.com/personal/pay/cards/credit-cards/diners-club-black-metal-edition)

## Features
#### Reward Type
Reward Type
Reward Points
#### Key Features
Key Features
* Metal Card
* Unlimited Airport Lounge Access
* 6 Complimentary Golf games every quarter across the finest courses in the world
* Complimentary Annual memberships of Club Marriott, Amazon Prime, Swiggy One as Welcome Benefit
* 10,000 Bonus Reward Points on spends of ₹ 4 lakh every calendar quarter
* 2X Reward Points on Weekend Dining
* 5 Reward Points for every ₹ 150 spent
* Up to 10X Reward Points via SmartBuy: [https://offers.smartbuy.hdfcbank.com/diners](https://offers.smartbuy.hdfcbank.com/diners "https://offers.smartbuy.hdfcbank.com/diners")
#### Additional Features
Additional Features
**Interest Free Credit Period:** Up to 50 days of interest free credit period on your HDFC Bank Diners Club Black Credit Card from the date of purchase. (subject to the submission of the charge by the Merchant)
**Credit liability cover:** ₹ 9 lakh
**Foreign Currency Markup:** 2% on all your foreign currency spends.
(These charges will be billed on your subsequent statement within 60 days from date of visit. Currency conversion rate is applicable as on the date of settlement)
**Revolving Credit:** Enjoy Revolving Credit on your HDFC Bank Diners Club Black Metal Credit Card at nominal interest rate. Refer to Fees and Charges section to know more [click here](/personal/pay/cards/credit-cards/diners-club-black-metal/fees-and-charges "/personal/pay/cards/credit-cards/diners-club-black-metal/fees-and-charges").
#### Phone Banking
Phone Banking
Toll Free: 1800 266 3310
Landline: 022-6171 7606 (For customers travelling overseas)
#### Concierge
Concierge
Global Personal Concierge – 24 X 7
Toll free: 1800118887
Landline: 022 42320226
Email: dinersblack.support@smartbuyoffers.co
#### Lounge Access
Lounge Access
Unlimited Airport lounge access to 1300+ Lounges in India and worldwide for primary and add-on card members.
Please [click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black/DB-Domestic-List.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black/DB-Domestic-List.pdf") to view Domestic Lounges
Please [click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black/International-Lounge-List.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black/International-Lounge-List.pdf") to view International Lounges
#### Golfing Benefits
Golfing Benefits
6 Complimentary Golf games every quarter across the finest courses in the world
To book a golf game, reach out to concierge via:
Call: 1800 118 887 | 022 42320226 , Email: dinersblack.support@smartbuyoffers.co
[Click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Privilege/HDFC_Diners_Website_T_C_v2.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Privilege/HDFC_Diners_Website_T_C_v2.pdf") for T&C
#### Dining Benefits
Dining Benefits
Earn 2X on weekend dining at standalone resturants capped at 1000 reward points per day. [Click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black Metal Edition/Diners-club-black-metal-T-and-C.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black Metal Edition/Diners-club-black-metal-T-and-C.pdf") for T&C
#### Welcome Benefits
Welcome Benefits
Avail Complimentary Annual memberships of Club Marriott, Amazon Prime, Swiggy One on spending ₹ 1.5 Lakh within the first 90 days of card issuance.
Easily track your milestone spends by following these steps. Visit [offers.smartbuy.hdfcbank.com/diners](https://offers.smartbuy.hdfcbank.com/v1/diners "https://offers.smartbuy.hdfcbank.com/v1/diners") >> Click on Diners Club Benefits >>Diners Club Black Metal Milestones>> Check Welcome Benefits
Click here for [T&C](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black Metal Edition/Diners-club-black-metal-T-and-C.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black Metal Edition/Diners-club-black-metal-T-and-C.pdf")
#### Milestone Benefit
Milestone Benefit
Get 10,000 Bonus Reward Points on spends of ₹ 4 lakhs every calendar quarter. Calendar quarter is defined as Jan – Mar; Apr – Jun; Jul – Sep; Oct – Dec.
Easily track your milestone spends by following these steps. Visit [offers.smartbuy.hdfcbank.com/diners](https://offers.smartbuy.hdfcbank.com/v1/diners "https://offers.smartbuy.hdfcbank.com/v1/diners") >> Click on Diners Club Benefits >>Diners Club Black Metal Milestones>> Check Quarterly Benefits
Click here for [T & C](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black Metal Edition/Diners-club-black-metal-T-and-C.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black Metal Edition/Diners-club-black-metal-T-and-C.pdf")
#### Smart EMI
Smart EMI
HDFC Bank Diners Club Black Metal Credit Card comes with an option to convert your big spends into EMI after purchase. To know more click here
#### Contactless Payment
Contactless Payment
The HDFC Bank Diners Club Black Metal Credit Card is enabled for contactless payments on HDFC Bank POS machines, facilitating fast, convenient and secure payments at retail outlets. Tap the reverse side of the Black Metal card on the HDFC Bank POS machine to enjoy contactless payments.
(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction without the need to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons)
#### Insurance/Comprehensive protection & Nominee details for Insurance
Insurance/Comprehensive protection & Nominee details for Insurance
Air accident insurance cover worth ₹ 2 crore
Emergency overseas hospitalisation: ₹ 50 Lacs
Travel Insurance Cover of up to INR 55,000 on baggage delay beyond 8 hours for international flight (Capped to $10/hour)
Credit Liability Cover of up to ₹9 Lakh
[Click here](https://leads.hdfcbank.com/applications/webforms/apply/HDFC_NomineeDetails/Nominee.aspx "https://leads.hdfcbank.com/applications/webforms/apply/HDFC_NomineeDetails/Nominee.aspx") to update Nominee details
[Click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/PDFs/Covers_Dinersaug.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/PDFs/Covers_Dinersaug.pdf") For the Policy Cover
#### Reward Point/CashBack Redemption & Validity
Reward Point/CashBack Redemption & Validity
* **Reward Points Accrual:**
* Earn 5 Reward Points for every ₹ 150/- retail spend
* Upto 10X Reward Points on spends via SmartBuy
​​​​​​​
* **Rewards Points Redemption:**• Redeem Rewards points for booking flight tickets / hotels across airlines and choice of hotels. To book: [https://offers.smartbuy.hdfcbank.com/diners](https://offers.smartbuy.hdfcbank.com/diners "https://offers.smartbuy.hdfcbank.com/diners") ( 1 Reward Point = 1 Rupee).For flight and hotel bookings, HDFC Bank Diners Club Black Metal card members can redeem upto maximum of 70% of booking value through Reward Points. Rest will have to be paid via Credit Card.
• Airmiles conversion through Smartbuy / Netbanking at a value of 1RP = 1 airmile. Please complete Frequent Flyer registration before attempting Airmiles redemption.    
• Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.50
|  |
| --- |
|  1 RP Equivalent to  |
| SmartBuy (Flights/Hotels) | ₹. 1.00 |
| Airmiles | 1.00 AirMile |
| Product Catalogue (vouchers/products) | Upto ₹. 0.50 |
| Cash back | ₹. 0.30 |
For detailed T&C on Reward Points Program [click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black Metal Edition/Rewards-TnC-Diners-Black-Metal.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black Metal Edition/Rewards-TnC-Diners-Black-Metal.pdf")
#### Treat the foodie in you
Treat the foodie in you
Enjoy amazing dining benefits with Good Food Trail program
Get up to 25 % savings off on all your restaurant bill payments via Swiggy Dineout (20k + restaurants), ( Offer inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done Swiggy App)

## Eligibility
HDFC Bank Diners Club Black Metal Credit Card Eligibility:
**For Salaried Indian national**
* Age Min 21 yrs & Max 60 yrs
* Income: Net Monthly Income > Rs 1.75 Lakhs per month
**For Self Employed  Indian national**
* Age: Min 21 yrs & Max 65 yrs
* Income: ITR > Rs 21 Lakhs per annum for self-employed customers

## Fees and Charges
* Joining/Renewal Membership Fee – Rs. 10,000/- plus Applicable Taxes
* Spend ₹ 8 Lakhs in 12 Months and get Renewal Fee waived for next renewal year
* [Click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Manage Your Credit Cards PDFs/MITC 1.64.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Manage Your Credit Cards PDFs/MITC 1.64.pdf") to view details of HDFC Bank Diners Club Black Metal Credit Card Fees and Charges
