
# [Infinia credit card](https://www.hdfcbank.com/personal/pay/cards/credit-cards/infinia-credit-card)

## Features
#### Key Features
Key Features
* Metallic Card
* Complimentary nights & buffet at participating ITC hotels
* Complimentary Club Marriott membership for first year
* Unlimited airport lounge access across the globe for Primary and Add-on member
* 5 Reward Points for every ₹ 150 spent
* Global Personal Concierge -24 X 7
#### Reward Type
Reward Type
Reward Point
#### Club Marriott membership
Club Marriott membership
Complimentary Club Marriott membership for first year that offers up to 20% discounts for Dining and stay across Asia – Pacific region. View details [here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Infinia/Club_Marriott_Membership_T_C.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Infinia/Club_Marriott_Membership_T_C.pdf")
#### Hotel & Dining Benefit
Hotel & Dining Benefit
* Book stay for 3-nights and pay for two at participating ITC hotels.
* 1+1 complimentary buffet at participating ITC hotels.
For more details, [click here](https://hdfcinfinia-itcoffers.thriwe.com/ "https://hdfcinfinia-itcoffers.thriwe.com/") 
#### Golf Privileges
Golf Privileges
Unlimited Complimentary golf games at leading courses across India and select courses across the world. Unlimited complimentary Golf coaching at select golf courses across India. To book, please call the concierge at 1800 118 887 | 022 42320226. View details [here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Infinia/Infinia-Golf-Program.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Infinia/Infinia-Golf-Program.pdf")
#### Additional Features
Additional Features
* **Foreign Currency Markup :** Lowest markup fee of 2% on all foreign currency transactions.
* **Zero Lost card** **liability :** In the unfortunate event of losing your HDFC Bank Infinia Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
* **Interest Free Credit Period :** Up to 50 days of interest free period on your HDFC Bank Infinia [Credit Card](https://www.hdfcbank.com/personal/pay/cards/credit-cards "https://www.hdfcbank.com/personal/pay/cards/credit-cards") from the date of purchase (subject to the submission of the charge by the Merchant)
* **Revolving Credit :** Enjoy Revolving Credit on your HDFC Bank Infinia Credit Card at nominal interest rate. Refer to the Fees and Charges section to know more [click here](/personal/pay/cards/credit-cards/infinia-credit-card/fees-and-charges "/personal/pay/cards/credit-cards/infinia-credit-card/fees-and-charges").
#### Concierge
Concierge
Global Personal Concierge – 24 X 7
Customize your travel, entertainment, and business experiences with our Global Concierge Assistance
**Here are some of the services provided by our concierge.**
* Golf Booking
* Itinerary planning and reservation assistance
* Private dining assistance
* International gift delivery
* Event planning and referrals
* Airport VIP service (meet-and-greet) and much more.
* Toll Free No.: 1800 118 887 Landline No.: 022 42320226
Email ID: Infinia.support@smartbuyoffers.co​​​​​
[Click here](https://www.hdfcbank.com/content/api/contentstream-id/723fb80a-2dde-42a3-9793-7ae1be57c87f/3a9d119b-53ba-4768-bb88-57c3630cbed0? "https://www.hdfcbank.com/content/api/contentstream-id/723fb80a-2dde-42a3-9793-7ae1be57c87f/3a9d119b-53ba-4768-bb88-57c3630cbed0?") for Concierge T&C
HDFC Bank Customer Service
**Customer care numbers:**
Toll Free: 1800 266 3310
Landline: 022-6171 7606 (For customers travelling overseas)
E-mail: infinia.services@hdfcbank.com
#### Lounge Access
Lounge Access
* Enjoy unlimited complimentary lounge access at airports within and outside India at 1,000+ airport lounges using Priority Pass.
* Benefit also available for add on Priority Pass holders.
​​​​​​​View details [here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/PDFs/Lounge-TnC.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/PDFs/Lounge-TnC.pdf")
#### Good Food Trail Program
Good Food Trail Program
Enjoy amazing dining benefits with Good Food Trail program
Get additional 15% off on all your bill payments via Swiggy Dineout (20k + restaurants)
[Click here](https://tnc.dineout.co.in/hdfc_tnc.html "https://tnc.dineout.co.in/hdfc_tnc.html") for T&C pertaining to Dineout Passport membership
In line with the acquisition of Dineout by Swiggy, Dineout Passport will be withdrawn from the market.  Hence, effective from 15thFeb'23, Dineout passport membership will be discontinued  
#### Fuel Surcharge Waiver
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India 
on transactions between Rs.400 and Rs.1,00,000​​​​​​​
**Note -**No Reward Points are earned on fuel transactions
[Details](https://www.hdfcbank.com/content/api/contentstream-id/723fb80a-2dde-42a3-9793-7ae1be57c87f/f849e5bd-6f27-4851-a835-7c0954ec60f0? "https://www.hdfcbank.com/content/api/contentstream-id/723fb80a-2dde-42a3-9793-7ae1be57c87f/f849e5bd-6f27-4851-a835-7c0954ec60f0?")
#### Welcome Benefit
Welcome Benefit
* Complimentary Club Marriott membership for a year that offers up to 20% discounts for Dining and Stay across Asia – Pacific region.View details [here](https://www.hdfcbank.com/content/api/contentstream-id/723fb80a-2dde-42a3-9793-7ae1be57c87f/6381384a-3946-45be-bcc2-f7382655d8c0? "https://www.hdfcbank.com/content/api/contentstream-id/723fb80a-2dde-42a3-9793-7ae1be57c87f/6381384a-3946-45be-bcc2-f7382655d8c0?").
* Get welcome benefit of 12,500 reward points upon fee realisation and card activation
#### Renewal Offer
Renewal Offer
* Spend 10 lakhs or more in the preceding 12 months and get renewal membership fee waived off for next year.
* Renewal benefit 12,500 Reward Points\* upon fee realisation and card activation
\*Terms & Conditions Apply
#### Smart EMI
Smart EMI
HDFC Bank Infinia Credit Card comes with an option to convert your big spends into EMI after purchase. To know more [click here](https://www.hdfcbank.com/personal/borrow/loan-against-assets/smartemi "https://www.hdfcbank.com/personal/borrow/loan-against-assets/smartemi")
#### Contactless Payment
Contactless Payment
* The HDFC Bank Infinia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. ​​​​​​​
* To see if your Card is contactless, look for the contactless network symbol on your Card.
(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the [Credit Card](https://www.hdfcbank.com/personal/pay/cards/credit-cards "https://www.hdfcbank.com/personal/pay/cards/credit-cards") PIN for security reasons)
#### Insurance/Comprehensive protection & Nominee details for Insurance
Insurance/Comprehensive protection & Nominee details for Insurance
* Accidental Air Death cover worth Rs. 3 Crore
* Emergency overseas hospitalization up to Rs. 50 lakhs in case of emergency
* Credit Shield Cover for upto 9 lakhs
[Click Here](https://leads.hdfcbank.com/applications/webforms/apply/HDFC_NomineeDetails/Nominee.aspx "https://leads.hdfcbank.com/applications/webforms/apply/HDFC_NomineeDetails/Nominee.aspx") to update your nominee details.
[Click Here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Infinia/Covers_Infinia.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Infinia/Covers_Infinia.pdf") for details.
#### Reward Point/CashBack Redemption & Validity
Reward Point/CashBack Redemption & Validity
**A.Reward Points** **Accrual:**
* Earn 5 Reward Points on every Rs.150 retail\* spends including Insurance, Utilities and Education​
* Earn up to 10 times Reward Points\* on your travel and shopping spends on [Smartbuy](https://offers.smartbuy.hdfcbank.com/infinia "https://offers.smartbuy.hdfcbank.com/infinia")
**B.Reward Points** **Redemption:**
You can redeem your Reward Points on [Smartbuy](https://offers.smartbuy.hdfcbank.com/infinia "https://offers.smartbuy.hdfcbank.com/infinia") or Netbanking.
**Reward Points can be redeemed for:**
* Flight and Hotel Bookings via Smartbuy at a value of 1 RP = Rs 1
* Apple products and Tanishq vouchers via Smartbuy at a value of 1RP = Rs. 1
* Airmiles conversion through netbanking at a value of 1RP = 1 airmile
* Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.50
* Cashback at a value of 1 RP = Rs 0.30
\*Please [click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Infinia/RP-Program-TnC.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Infinia/RP-Program-TnC.pdf") to know more
[FAQs](/personal/need-help/faqs#/infinia "FAQs")

## Eligibility
Membership for the **HDFC Bank Infinia Credit Card** is By Invite Only

## Fees and Charges
INFINIA Metal Edition
* Joining/Renewal Membership Fee – Rs. 12,500 + Applicable Taxes. [Click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Manage Your Credit Cards PDFs/MITC 1.64.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Manage Your Credit Cards PDFs/MITC 1.64.pdf") to view details of HDFC Bank Infinia Metal Edition Fees and Charges
* Enjoy Welcome and Renewal benefit of 12,500 reward points\* upon fee realisation and card activation
* Spend 10 lakhs or more in the preceding 12 months and get renewal membership fee waived off for next year.
\*Terms & Conditions Apply
For Infinia cards sourced before 18thOct’21,
* Joining/Renewal Membership Fee – Rs. 10,000 + Applicable Taxes. [Click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Manage Your Credit Cards PDFs/MITC 1.64.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Manage Your Credit Cards PDFs/MITC 1.64.pdf") to view details of HDFC Bank Infinia Credit Card Fees and Charges
* Enjoy Welcome and Renewal benefit of 10,000 reward points\* upon fee realisation and card activation
* Spend 8 lakhs or more in the preceding 12 months and get renewal membership fee waived off for next year.
* All Product Features (excluding Welcome/Renewal Reward Points) captured in 'Features' tab are also applicable for Infinia cards sourced before 18th Oct'21
\*Terms & Conditions Apply
NOTE: For card sourced starting 01-11- 2020, Below T&Cs is applicable  
The Bank reserves the right to cancel the Card in case the Card remains inactive and is not used for effecting any transaction for a continuous period of 6 (Six) months after prior written notice sent on the email address and/or phone number and/or communication address, registered in the records of the Bank.
