
# [Diners club black](https://www.hdfcbank.com/personal/pay/cards/credit-cards/diners-club-black)

## Features
#### Reward Type
Reward Type
Reward Point
#### Key Features
Key Features
* Complimentary Annual memberships of Club Marriott, Forbes, Amazon Prime, Swiggy One (3 months) and MMT BLACK
* Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month
* 5 Reward Points for every Rs 150 spent
* Up to 10X Reward Points via SmartBuy and 2X on weekend dining
* Complimentary Golf games across the finest courses in the world ( 6 per quarter)                              
For Domestic Golf Courses details, [click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Privilege/domestic.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Privilege/domestic.pdf")
International Golf Courses (handicap certificate mandatory), [click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Privilege/International Golf.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Privilege/International Golf.pdf")
[Click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Privilege/HDFC_Diners_Website_T_C_v2.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Privilege/HDFC_Diners_Website_T_C_v2.pdf") for detailed T&C and FAQ on the golf program
#### Additional Features
Additional Features
* **Travel benefits:** Book flight tickets / hotels across 150+  airlines and choice of hotels (Domestic & International) at [https://offers.smartbuy.hdfcbank.com/diners](https://offers.smartbuy.hdfcbank.com/diners "https://offers.smartbuy.hdfcbank.com/diners")
* **Dining privileges:** 2X on weekend dining
* **Interest Free Credit Period:** Up to 50 days of interest free credit period on your HDFC Bank Diners Club Black Credit Card from the date of purchase. (subject to the submission of the charge by the Merchant)
* **Credit liability cover:** Rs. 9 lakh
* **Foreign Currency Markup:**  2% on all your foreign currency spends.
(These charges will be billed on your subsequent statement within 60 days from date of visit. Currency conversion rate is applicable as on the date of settlement)
* **Revolving Credit:** Available at a nominal interest rate on your HDFC Bank Diners Club Black Credit Card. Please refer to Fees and Charges section to know more [click here](/personal/pay/cards/credit-cards/diners-club-black/fees-and-charges "/personal/pay/cards/credit-cards/diners-club-black/fees-and-charges").
#### Conceirge
Conceirge
Enjoy the exclusive 24/7 Concierge Services on your HDFC Bank Diners Club Black Credit Card. Simply call us: toll-free on 1800118887 ( india )  / Landline - 022 42320226
HDFC Bank Customer Service
Customer care numbers:
Toll Free: 1800 266 3310
Landline: 022-6171 7606 (For customers travelling overseas)
Our PhoneBanking service for your HDFC Bank Diners Club Black Credit Card will be upgraded from 10th June, 07.00 pm to 11th June, 07:00 pm.
During this brief period, please reach us at 1800 266 3310 and 022 60006262 (in case you are travelling overseas) for any assistance.
Once the upgrade is completed, your regular PhoneBanking number, 022 61717606, will be operational again.
#### Lounge Access
Lounge Access
* Unlimited Airport lounge access to 1000+ Lounges in India and worldwide for primary and add-on card members.
* Please [click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black/DB-Domestic-List.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black/DB-Domestic-List.pdf") to view Domestic Lounges
* Please [click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black/International-Lounge-List.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black/International-Lounge-List.pdf") to view International Lounges
#### Fuel Surcharge Waiver
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India 
(on minimum trasaction of ₹400. Max CashBack of ₹1000 per statement cycle)
#### Welcome Benefit
Welcome Benefit
Avail Complimentary Annual memberships of Club Marriott, Forbes, Amazon Prime, Swiggy One (3 months), MMT BLACK by spending 1.5 lakhs within the first 90 days or upon first year fee realization on your HDFC Bank Diners Club Black Credit Card (T&C [Apply](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black/Diners Product Feature TnCs_June.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black/Diners Product Feature TnCs_June.pdf"))
W.e.f 01/06/2023, Times Prime Smart membership will not be offered as an option for Welcome/Annual Benefits as fresh issuance of Times Prime Smart memberships have been discontinued
#### Milestone Benefit
Milestone Benefit
HDFC Bank Diners Club Black Credit Card holders can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cabs vouchers worth Rs. 500 every month on spends of Rs. 80,000.  [(T&C Apply)](/Personal/Pay/Cards/Credit%20Card/Credit%20Card%20Landing%20Page/Credit%20Cards/Super%20Premium/Diners%20Club%20Black/Diners%20Product%20Feature%20TnCs_June.pdf "/Personal/Pay/Cards/Credit%20Card/Credit%20Card%20Landing%20Page/Credit%20Cards/Super%20Premium/Diners%20Club%20Black/Diners%20Product%20Feature%20TnCs_June.pdf")
#### Annual Spend based benefit
Annual Spend based benefit
Complimentary annual memberships of Club Marriott, Forbes, Amazon Prime, Swiggy One (3 months), MMT BLACK can also be availed upon achieving annual spend of Rs 8 Lakhs at the time of card anniversary. ( [T&C Apply](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black/Diners Product Feature TnCs_June.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black/Diners Product Feature TnCs_June.pdf") ​​​​​​​)
W.e.f 01/06/2023, Times Prime Smart membership will not be offered as an option for Welcome/Annual Benefits as fresh issuance of Times Prime Smart memberships have been discontinued
#### Smart EMI
Smart EMI
HDFC Bank Diners Club Black Credit Card comes with an option to 
convert your big spends into EMI after purchase. To know more [click here](/personal/borrow/loan-against-assets/smartemi "/personal/borrow/loan-against-assets/smartemi").
#### Contactless Payment
Contactless Payment
* The HDFC Bank Diners Club Black Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
* To see if your Card is contactless, look for the contactless network symbol on your Card.
​​​​​​​
(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 per day where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the [Credit Card](https://www.hdfcbank.com/personal/pay/cards/credit-cards "https://www.hdfcbank.com/personal/pay/cards/credit-cards") PIN for security reasons)
#### Insurance/Comprehensive protection & Nominee details for Insurance
Insurance/Comprehensive protection & Nominee details for Insurance
* Air accident insurance cover worth Rs 2 crore
* Emergency overseas hospitalisation: Rs. 50 Lacs
* Travel Insurance Cover of up to INR 55,000 on baggage delay 
(Capped to 10$ per hour restricted to 8 hours)
* Credit Liability Cover of up to ₹9 Lakh
* **Click here to update**[Nominee details](https://leads.hdfcbank.com/applications/webforms/apply/HDFC_NomineeDetails/Nominee.aspx "https://leads.hdfcbank.com/applications/webforms/apply/HDFC_NomineeDetails/Nominee.aspx")
* [Click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/PDFs/Covers_Dinersaug.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/PDFs/Covers_Dinersaug.pdf")**For the Policy Cover**
#### Reward Point/CashBack Redemption & Validity
Reward Point/CashBack Redemption & Validity
* **Reward Points Accrual:**
* Earn 5 Reward Points for every ₹ 150/- retail spent
* Upto 10X Reward Points on spends via SmartBuy
​​​​​​​
* **Rewards Points Redemption:**• Redeem Rewards points for booking flight tickets / hotels across airlines and choice of hotels (Domestic & International) at [https://offers.smartbuy.hdfcbank.com/diners](https://offers.smartbuy.hdfcbank.com/diners "https://offers.smartbuy.hdfcbank.com/diners") ( 1 Reward Point = 1 Rupee).
• Redeem Rewards Point for AirMiles across InterMiles, Singapore Airlines (KrisFlyer Miles), Club Vistara , (1 Reward Point = 1 Airmile). Please complete Frequent flyer registration before attempting Airmiles redemption in NetBanking.    
• Redeem Rewards Points on exclusive reward redemption catalogue for HDFC Bank Diners Club Black [Credit Cards](https://www.hdfcbank.com/personal/pay/cards/credit-cards "https://www.hdfcbank.com/personal/pay/cards/credit-cards").
• For flight and hotel bookings, HDFC Bank Diners Club Black card members can redeem upto maximum of 70% of booking value through Reward Points. Rest will have to be paid via Credit Card.
|  |
| --- |
|  1 RP Equivalent to  |
| SmartBuy (Flights/Hotels) | Rs. 1.00 |
| Airmiles | 1.00 AirMile |
| Product Catalogue (vouchers/products) | Upto Rs. 0.50 |
| Cash back | Rs. 0.30 |
For detailed T&C's on the revised rewards points program & fee structure, Kindly [click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black/Diners-Black-Service-Communication-Latest.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Credit Cards/Super Premium/Diners Club Black/Diners-Black-Service-Communication-Latest.pdf")
#### Good food trail program
Good food trail program
Enjoy amazing dining benefits with Good Food Trail program
Get up to 25 % savings off on all your restaurant bill payments via Swiggy Dineout (20k + restaurants), ( Offer inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done Swiggy App)
[FAQs](/personal/need-help/faqs#/diners-club-black)

## Eligibility
HDFC Bank Diners Club Black Credit Card Eligibility:
**For Salaried Indian national**
* Age Min 21 yrs & Max 60 yrs
* Income: Net Monthly Income > Rs 1.75 Lakhs per month
**For Self Employed  Indian national**
* Age: Min 21 yrs & Max 65 yrs
* Income: ITR > Rs 21 Lakhs per annum for self-employed customers

## Fees and Charges
* Joining/Renewal Membership Fee – Rs. 10,000/- plus Applicable Taxes
* [Click here](/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Manage Your Credit Cards PDFs/MITC 1.64.pdf "/Personal/Pay/Cards/Credit Card/Credit Card Landing Page/Manage Your Credit Cards PDFs/MITC 1.64.pdf") to view details of HDFC Bank Diners Club Black Credit Card Fees and Charges
Spend Rs. 5 Lakhs in 12 Months and get Renewal Fee waived for next renewal year
